First Bankruptcy Course
The pre-filing course will take approximately 90 minutes to complete. To take the course you will need to know your monthly income, monthly expenses, property information and any debts you have.
Course Price | Course Availability | Counselors Online | Counselors Phone | |
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First Course Providers |
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Urgent Credit Counseling | $20 | 24/7 | M-F: 9am – 2am; Sat-Sun: 3pm – 2am ET | M-F: 9am – 9pm ET |
Cricket Debt Counseling | $24 | 24/7 | M-F: 9am – 2am; Sat-Sun: 3pm – 2am ET | M-F: 9am – 9pm ET |
DebtHelper Credit Counseling | $24 | 24/7 | M-Th: 9am – 9pm; F: 9am – 7pm; Sat: 10am – 5pm ET | M-Th: 9am – 9pm; F: 9am – 7pm; Sat: 10am – 5pm ET |
Debt Education and Certification Foundation (DECAF) | $24 | 24/7 | M-F: 8am – 12am CT; Sat-Sun: 10am-8pm CT | M-F: 8am – 12am CT; Sat-Sun: 10am-8pm CT |
All courses are available in English and Spanish.
(You must have an access code to begin this course)
Second Bankruptcy Course
The post-filing course will take approximately 2 hours to complete. To begin the course you will need your bankruptcy case number. Please note, you cannot take the course until your case has been filed.
Course Price | Course Availability | Counselors Online | Counselors Phone | |
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Second Course Providers |
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Second Bankruptcy Course (SBC) | $20 | 24/7 | M-F: 8am – 8pm ET* | M-F: 8am – 8pm ET* |
Debt Education and Certification Foundation (DECAF) | $24 | 24/7 | M-F: 8am – 12am CT; Sat-Sun: 10am-8pm CT | M-F: 8am – 12am CT; Sat-Sun: 10am-8pm CT |
All courses are available in English and Spanish.
*A live SBC Counselor session is only required if the automated quiz is failed twice
(You must have an access code to begin this course)
All Providers listed above are approved to issue certificates evidencing completion of credit counseling in compliance with the Bankruptcy Code in all jurisdictions. Approval does not endorse or assure the quality of the Provider’s services. To see a full list of US Trustee approved providers visit the:
US Trustee office website.
Have Questions? Call our team at 888.410.6988
Have Questions?
888.410.6988
Monday – Friday 8AM-8PM EST