As the cost of living rises, housing costs can account for over 30% of your household budget. Fortunately, there are things you can do to lower the cost of housing. Below are a few tips. Refinance...
Bankruptcy Basics
If you file bankruptcy, you will NOT lose all of your property. In fact, in most cases, you can keep most or even all of your property. Let’s take a closer look at the factors that determine the...
Debt Relief
Paying off debt can feel like an overwhelming process, especially when it comes to prioritizing which debts you should pay off first. If you want to prioritize debts for optimal impact, you’ll want...
One of the most common myths about bankruptcy is that high income debtors earn too much to file bankruptcy. But the truth is that no matter how much you earn, you may qualify for Chapter 7 or Chapter...
Money Management
Your consumer credit scores are often checked when you’re applying for a mortgage, credit card, car loan, or even trying to get mobile phone service. But did you know that you can have somewhere...
Rumors of layoffs are scary, especially if you’re struggling to get by. Fortunately, there are things you can do to prepare for a possible layoff in the future. Let’s take a look at a few...
Rebuilding Credit
The type of credit you use accounts for 10% of how your FICO score is calculated. Generally speaking, a borrower with a mix of different types of credit (revolving, installment, and secured) will...
Right next to buying a home, buying a vehicle is one of the largest purchases you’ll make, and its impact on your finances and credit is significant. Below are a few things you should consider when...
Life After Bankruptcy
Got financial goals such as purchasing a new car or a home but have a credit score that’s standing in the way? Well, opening and maintaining a credit card account can improve your FICO...
When applying for a loan, your creditworthiness must be evaluated by the lender. The lender will look at a number of factors before extending any credit to you. Let’s take a look at a few of those...