Life After Bankruptcy
What Bills Are Reported To Credit Bureaus?
As you move to improve your credit after bankruptcy it’s important to understand which bills are reported to credit bureaus and which are not reported. Let’s take a closer look at how various...
How Getting a Credit Card Can Improve Your FICO Score
Got financial goals such as purchasing a new car or a home but have a credit score that’s standing in the way? Well, opening and maintaining a credit card account can improve your FICO...
How Lenders Evaluate Your Creditworthiness
When applying for a loan, your creditworthiness must be evaluated by the lender. The lender will look at a number of factors before extending any credit to you. Let’s take a look at a few of those...
How Does Bankruptcy Impact My Employment Opportunities?
Fearing that a bankruptcy will negatively impact employment opportunities is one of the main reasons some people avoid filing. However, bankruptcy doesn’t automatically mean the end of good paying...
How Long Does Negative Information Stay On My Credit Report?
Seeing negative information on your credit report is a real downer, especially if you’re trying to establish or rebuild good credit after bankruptcy. Fortunately, most negative entries on your...
The Secret to Living Well Without Credit Cards
So, you’ve done it, you survived your bankruptcy and you’re ready to get a fresh financial start. But how do you survive and thrive without credit cards? Let’s take a look at the secret to...
Chapter 13 Bankruptcy: I Just Got A Promotion, What now?
If you filed for Chapter 13 bankruptcy, you’ll be in a debt repayment plan for three to five years, and a lot can happen in that amount of time. One of the most common events to happen during...
Remember To Pay Yourself First
Even if you’ve eliminated most of your debts and you’re employed, paying yourself first and maintaining a savings is critical to having a healthy post-bankruptcy life. What does it mean to pay...
Is Getting A Secured Credit Card Really Worth It?
Reestablishing your credit is one of the cornerstones of thriving financially after bankruptcy. Having a good credit score means you will qualify for lower interest rates for credit cards, car loans...
Five Must Have Insurance Policies
Bankruptcy offers a fresh financial start, but you won’t get the best out of it if you’re not prepared for life’s unexpected disasters. Below are five insurance policies you must get after...