Debt Relief
Can A Credit Card Company Sue Me?
If you’re deep in debt, you’re probably worried about what actions your creditors can take against you. You might already know that student loan creditors have far-reaching powers, but what about...
Tips for Prioritizing the Debts You Pay Off
Paying off debt can feel like an overwhelming process, especially when it comes to prioritizing which debts you should pay off first. If you want to prioritize debts for optimal impact, you’ll want...
Do I Earn Too Much Money To File Bankruptcy?
One of the most common myths about bankruptcy is that high income debtors earn too much to file bankruptcy. But the truth is that no matter how much you earn, you may qualify for Chapter 7 or Chapter...
Military Service members: Fighting the Debt and Bankruptcy War
Military servicemembers going off to war often find themselves fighting another war, a financial one. According to a survey of 700 servicemembers and 100 servicemember spouses, 19% of military...
I Can’t Afford To File Bankruptcy, Now What?
It may seem obvious to state that if you are considering bankruptcy you are dealing with financial hardship and overwhelming debt. But what happens when your finances are so bad that you feel you...
How Long Does It Take To Get A Chapter 7 Bankruptcy Discharge?
If you’re filing for Chapter 7 bankruptcy, you can expect the process to take anywhere from three to six months depending on the complexity of your case. But there are a lot of little deadlines in...
How to Resolve Money Disputes With an Estranged Spouse before Bankruptcy
Money often becomes an issue for couples filing for divorce, but how do you use your divorce agreement as protection from a spouse who files bankruptcy? Let’s take a look at how an ex-spouse’s...
Should I File Bankruptcy Before Or After My Divorce?
Getting divorced is a stressful process that can become even more arduous if accompanied by financial problems. Since divorce is one of the leading causes of financial ruin, it’s smart to consider...
How Is My Home Equity Line of Credit (HELOC) Handled In Bankruptcy?
If you’re filing for bankruptcy and have a home equity line of credit (HELOC) there are a few things you’ll need to know about how your loan may be handled. If you decide to keep your home and...
The Benefits and Risks of a Second Mortgage
Taking a second mortgage will allow you to either receive a lump sum of money or open a new home equity line of credit (HELOC). How much equity you have is determined by the balance of your original...