Rebuilding Credit

Simple Credit Rules to Help You Get the Credit You Want

Simple Credit Rules to Help You Get the Credit You Want

Whether we like it or not credit is an integral part of our society. If you want to succeed financially, you need to have a strong credit score and credit history so that you can get the credit you...

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How Identity Theft Affects Your Credit

How Identity Theft Affects Your Credit

Identity theft is on the rise. Each year millions of Americans are the victims of thieves who do serious damage to their financial life. But how does identity theft affect your credit? Let’s take a...

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How Does Your Spouse Affect your Credit?

How Does Your Spouse Affect your Credit?

Many trying to get and keep good credit are scared of marrying someone with credit that’s less than pristine. Well, fortunately, you can breathe a sigh of relief—marrying someone with bad credit...

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How Long Does Negative Information Stay On My Credit Report?

How Long Does Negative Information Stay On My Credit Report?

Seeing negative information on your credit report is a real downer, especially if you’re trying to establish or rebuild good credit after bankruptcy. Fortunately, most negative entries on your...

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How Good Credit Saves You Money on Mortgages, Car Loans, and Credit Cards

How Good Credit Saves You Money on Mortgages, Car Loans, and Credit Cards

Good credit is essential to long-term financial health and credit flexibility. A solid FICO score means the difference between paying reasonable interest rates and struggling to pay sky-high interest...

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Credit Repair Offers: The Good, the Bad, and the Ugly

Credit Repair Offers: The Good, the Bad, and the Ugly

If you are struggling to pay your bills, you’ve probably received more than one credit repair offer. They sound incredibly enticing with offers such as “Increase your FICO score” and...

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Four Ways Late Payments Impact Your Credit

Four Ways Late Payments Impact Your Credit

Paying your bills on time is critical to keeping a good interest rate and maintaining an acceptable FICO score. But what happens to your credit when you pay late? Below are four ways late payments...

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Is Getting A Secured Credit Card Really Worth It?

Is Getting A Secured Credit Card Really Worth It?

Reestablishing your credit is one of the cornerstones of thriving financially after bankruptcy. Having a good credit score means you will qualify for lower interest rates for credit cards, car loans...

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Can Creditors Resell Debt That Was Included In Bankruptcy?

Can Creditors Resell Debt That Was Included In Bankruptcy?

After bankruptcy some filers end up victims of unscrupulous creditors who try to get payment for debts that were discharged. Often these debts reappear on your credit report as delinquent accounts,...

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What Does A Good Credit Card Look Like?

What Does A Good Credit Card Look Like?

Getting a credit card is one of the first steps to rebuilding your credit after bankruptcy. But how do you find a credit card that will help your financial situation and not hurt it? What does a...

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