Debt Relief
![How Is My Account Status Reported To Credit Bureaus? How Is My Account Status Reported To Credit Bureaus?](https://www.myhorizontoday.com/wp-content/uploads/2015/06/how-are-deliquent-reported.jpg)
How Is My Account Status Reported To Credit Bureaus?
Lenders use status codes when reporting the status of your credit account to the credit bureaus. These status codes have a numeric value that can have a positive or negative impact on your credit...
![How Are Debt Consolidation Loans Handled In Bankruptcy? How Are Debt Consolidation Loans Handled In Bankruptcy?](https://www.myhorizontoday.com/wp-content/uploads/2015/06/how-are-debt-consolidation-loans-handled.jpg)
How Are Debt Consolidation Loans Handled In Bankruptcy?
Debt consolidation loans are used by many people struggling to pay their bills. Consolidation loans are beneficial because they merge many different debts into one, lower your interest rate, and...
![The Pros and Cons of Debt Consolidation The Pros and Cons of Debt Consolidation](https://www.myhorizontoday.com/wp-content/uploads/2015/06/pros-and-cons-of-debt-consolidation.jpg)
The Pros and Cons of Debt Consolidation
Many people who are struggling with overwhelming debt turn to debt consolidation loans to repay creditors and avoid bankruptcy. And while there are many benefits of debt consolidation, there are also...
![How Does That Debt Collector Know About My New Job? How Does That Debt Collector Know About My New Job?](https://www.myhorizontoday.com/wp-content/uploads/2015/06/Creditors-becoming-smarter.jpg)
How Does That Debt Collector Know About My New Job?
Getting a new job is pretty exciting—new opportunities, more money, and a brighter future. But that new job could also mean bill collectors call your workplace and demand that you hand over all...
![Five Tips For Negotiating Medical Debts With Providers To Avoid Bankruptcy Five Tips For Negotiating Medical Debts With Providers To Avoid Bankruptcy](https://www.myhorizontoday.com/wp-content/uploads/2015/05/medical-bills.jpg)
Five Tips For Negotiating Medical Debts With Providers To Avoid Bankruptcy
Medical debt is one of the most common reasons people file bankruptcy. But there a few things you can do to stop your medical debt from spiraling out of control and making you insolvent....
![What Happens To Unpaid Taxes In Bankruptcy? What Happens To Unpaid Taxes In Bankruptcy?](https://www.myhorizontoday.com/wp-content/uploads/2015/05/unpaid-taxes-bankruptcy.jpg)
What Happens To Unpaid Taxes In Bankruptcy?
If you’re filing bankruptcy with unpaid taxes there are a few options available. What type of bankruptcy you file and the age of your taxes factor heavily into how unpaid taxes are treated. Let’s...
![Surviving Bankruptcy While Going Through a Divorce Surviving Bankruptcy While Going Through a Divorce](https://www.myhorizontoday.com/wp-content/uploads/2015/05/surviving-bk-and-divorce.jpg)
Surviving Bankruptcy While Going Through a Divorce
Marital problems often accompany financial ones, but there is a way to handle a bankruptcy while also facing divorce. Let’s take a look at a few things you can do to survive bankruptcy even as your...
![Four Possible Changes For Student Loans Four Possible Changes For Student Loans](https://www.myhorizontoday.com/wp-content/uploads/2015/05/4-changes-for-student-loans.jpg)
Four Possible Changes For Student Loans
Most debtors with student loans find that they’re unable to discharge them in Chapter 7 or Chapter 13 bankruptcy. But the good news is that the Obama Administration is pushing for changes to how...
![Harassed by Debt Collectors? Know your rights. Harassed by Debt Collectors? Know your rights.](https://www.myhorizontoday.com/wp-content/uploads/2015/04/harrassed-by-debt-collector.jpg)
Harassed by Debt Collectors? Know your rights.
If you are late in paying a creditor, you’re probably going to receive a phone call, and, in cases where you are severely delinquent on payments, you’re probably going to receive lot of them. But...
![Obama Student Loan Forgiveness: What You Should Know Obama Student Loan Forgiveness: What You Should Know](https://www.myhorizontoday.com/wp-content/uploads/2015/04/obama-student-loan-forgiveness.jpg)
Obama Student Loan Forgiveness: What You Should Know
As part of the Obama Administration’s education initiatives, new rules are in place that could radically change the way we repay student loans. Below are a few things you should know about...