Money Management
Purchasing a Vehicle: Used vs. New
Right next to buying a home, buying a vehicle is one of the largest purchases you’ll make, and its impact on your finances and credit is significant. Below are a few things you should consider when...
When to Borrow and When Not to Borrow
As banks become more generous with lending, many consumers are faced with more opportunities to get credit. But not all debt is bad, especially if it’s incurred for items and services you need and...
Tips for Prioritizing the Debts You Pay Off
Paying off debt can feel like an overwhelming process, especially when it comes to prioritizing which debts you should pay off first. If you want to prioritize debts for optimal impact, you’ll want...
What Type of Credit Score Will Help You Qualify For a Mortgage?
Preparing to purchase a home is challenging, you’ve got to find the right location and the right kind of property that will fulfill your family’s needs. But there’s another issue your need to...
How Does Getting Married Affect My Credit?
Getting married is a huge life decision, so it’s natural to have concerns about how marriage and your spouse’s financial history will impact your finances. Let’s explore some of the facts about...
Should You Really Put That Person On Your Credit Account?
Depending on your situation, adding someone as a joint account holder or authorized user on your credit card could be beneficial to you and them. However, before you take the leap you should...
How Identity Theft Affects Your Credit
Identity theft is on the rise. Each year millions of Americans are the victims of thieves who do serious damage to their financial life. But how does identity theft affect your credit? Let’s take a...
How Does Your Spouse Affect your Credit?
Many trying to get and keep good credit are scared of marrying someone with credit that’s less than pristine. Well, fortunately, you can breathe a sigh of relief—marrying someone with bad credit...
How Good Credit Saves You Money on Mortgages, Car Loans, and Credit Cards
Good credit is essential to long-term financial health and credit flexibility. A solid FICO score means the difference between paying reasonable interest rates and struggling to pay sky-high interest...
Avoid the Dangers of Living Paycheck to Paycheck
Times are hard and living paycheck to paycheck can make them even more precarious. Providing yourself some financial cushion not only provides peace of mind but also may save you from having to file...