Author Archives: Bethany Lape
What Bills Are Reported To Credit Bureaus?
As you move to improve your credit after bankruptcy it’s important to understand which bills are reported to credit bureaus and which are not reported. Let’s take a closer look at how various...
How Do Student Loans Affect My Credit?
Many students worry about the impact of student loans on their credit. Fortunately, the impact of student loans on your FICO score and the perception of your credit worthiness is generally positive....
Money Worries: How Will I Pay For My Kid’s College Tuition?
Higher education is becoming more expensive, leaving many parents in a panic about how to pay for their kid’s college tuition. Fortunately, with a little planning and discipline you can make paying...
How Many Credit Scores Do I Really Have?
Your consumer credit scores are often checked when you’re applying for a mortgage, credit card, car loan, or even trying to get mobile phone service. But did you know that you can have somewhere...
How Will I Survive If I Get Laid Off?
Rumors of layoffs are scary, especially if you’re struggling to get by. Fortunately, there are things you can do to prepare for a possible layoff in the future. Let’s take a look at a few...
Cheap Tricks for Saving On Transportation Costs
Getting to work, going to the grocery store, or just running errands around town—it costs to get from one place to another. But we’ve got these 5 cheap tricks for saving big money on...
How to Save More Energy and Spend Less Money
If you’re like most people, you probably dread getting your energy bills each month. Fortunately, there are ways that you can save more energy and keep more of your money in your pocket. Below are...
How to Lower Your Housing Costs
As the cost of living rises, housing costs can account for over 30% of your household budget. Fortunately, there are things you can do to lower the cost of housing. Below are a few tips. Refinance...
Smart Ways to Lower Your Health Care Costs
Post-bankruptcy debtors, or anyone looking to build or rebuild their finances, must look out for every penny. One important area for saving money is health care. Despite what you may think, health...
Six Tips for Lowering Your Cell Phone Bill
Remember when cell phones were simpler and cheaper? Now with data connection, cool apps, the ability to play games and watch movies, cell phones are taking on a life of their own and taking over a...