Author Archives: Bethany Lape
Walt Disney: Bankruptcy Served As Stepping Stone for Disney Legacy
Walt Disney is one of the most well known brands in the world. But Walt Disney, the man, was once just a struggling filmmaker who was forced to file bankruptcy. Walt Disney—filmmaker,...
How Do Bankruptcy and Debt Solutions Affect My Credit?
Filing bankruptcy or settling debt impacts your credit. How your credit is impacted and for how long can change depending on your situation. Let’s take a look at some of the ways your credit is...
When to Borrow and When Not to Borrow
As banks become more generous with lending, many consumers are faced with more opportunities to get credit. But not all debt is bad, especially if it’s incurred for items and services you need and...
Can A Credit Card Company Sue Me?
If you’re deep in debt, you’re probably worried about what actions your creditors can take against you. You might already know that student loan creditors have far-reaching powers, but what about...
How Much Does It Cost To File Bankruptcy?
When considering bankruptcy, quite naturally most debtors are worried about the costs of filing. So let’s take a look at the most common costs you may face when filing bankruptcy. Filing...
Credit Score Facts: What Is the Average American’s Credit Score?
We’re a nation that runs on ideas, innovation, hard work, and lots of credit. With that in mind, many people may wonder what the average American’s credit score looks like. Well, it’s not so...
The Pros and Cons of Filing a Joint vs. Individual Bankruptcy
If you’re married and considering bankruptcy, you must decide whether you want to file a joint or individual bankruptcy. Before you can make the right decision, you’ll need to understand the...
How Getting a Credit Card Can Improve Your FICO Score
Got financial goals such as purchasing a new car or a home but have a credit score that’s standing in the way? Well, opening and maintaining a credit card account can improve your FICO...
When Can The Court Deny My Bankruptcy Discharge?
Filing bankruptcy results in a discharge of unsecured debt for most bankruptcy filers. However, sometimes a debtor’s bankruptcy discharge is denied by the court. In those rare cases, the debtor...
How Lenders Evaluate Your Creditworthiness
When applying for a loan, your creditworthiness must be evaluated by the lender. The lender will look at a number of factors before extending any credit to you. Let’s take a look at a few of those...