Author Archives: Bethany Lape
How to Lower Your Cable, Phone, and Internet Bills
As the world becomes more globally connected, the cost of cable, phone, and internet bills is soaring. Below are a few tips on how you can save money and lower your bills. Cancel Premium...
Will I Lose All My Property If I File Bankruptcy?
If you file bankruptcy, you will NOT lose all of your property. In fact, in most cases, you can keep most or even all of your property. Let’s take a closer look at the factors that determine the...
Getting a New Car: Lease vs. Buy
If you’re in the market for a new car, you have a lot of options. But two of those options—leasing vs. buying—leave many people confused. Below are a few things you need to know about leasing...
How to Talk To Your Kids about Bankruptcy
When you have children, filing for bankruptcy is a family experience. But how do you talk to your kids about bankruptcy and not scare or overburden them? Below are a few tips: Preschool If your...
How Do Different Types of Credit Affect My Credit Score?
The type of credit you use accounts for 10% of how your FICO score is calculated. Generally speaking, a borrower with a mix of different types of credit (revolving, installment, and secured) will...
Purchasing a Vehicle: Used vs. New
Right next to buying a home, buying a vehicle is one of the largest purchases you’ll make, and its impact on your finances and credit is significant. Below are a few things you should consider when...
How Does Bankruptcy Affect My Non-Filing Spouse?
Filing for bankruptcy without your spouse could have an impact on them depending on your bankruptcy strategy and the laws of your state. Below are a few ways that bankruptcy could impact your...
How Milton Hershey’s Bankruptcy Helped Build a Chocolate Empire
Milton S. Hershey was raised in a Mennonite family and moved often which meant that he only had a 4th grade education. But a lack of formal education didn’t stop him, in his teens he studied as an...
Henry Ford’s Bankruptcies Offer Lessons in Persistence
We’ve all heard of his name—the great automobile innovator and entrepreneur, Henry Ford. What a lot of people don’t know is that before he became famous for his automobile and $5 workday, Henry...
Hounded By Creditors, Abraham Lincoln Sought Bankruptcy
Some of the most successful and famous people in the world have filed bankruptcy. So if you’re looking to discharge your debts, you’re not alone, you’re joining prestigious people like Abraham...