Author Archives: Bethany Lape
How to Talk Money With Your Partner
Money is often one of the biggest points of conflict within the home, especially after bankruptcy. But there a few things you can do to calmly discuss money with your partner and create a sensible...
How to travel for work
Many worry about how they will travel for work after filing bankruptcy since they no longer have their credit cards or access to good credit. While there may be some issues in terms of being issued a...
Predatory Car Loans – Buyer Beware
After bankruptcy, you’ll want to rebuild your credit, and taking out a car loan can help you do that. But be careful, some auto loans are downright predatory. Let’s take a look at a few signs...
What Happens To Unpaid Taxes In Bankruptcy?
If you’re filing bankruptcy with unpaid taxes there are a few options available. What type of bankruptcy you file and the age of your taxes factor heavily into how unpaid taxes are treated. Let’s...
Surviving Bankruptcy While Going Through a Divorce
Marital problems often accompany financial ones, but there is a way to handle a bankruptcy while also facing divorce. Let’s take a look at a few things you can do to survive bankruptcy even as your...
How Lenders Ruin Your Credit after Bankruptcy and What You Can Do About It
Bankruptcy promises a fresh start, but if you’re not careful, your fresh start could be ruined by false information on your credit report. Let’s explore some of the ways creditors report false...
Four Possible Changes For Student Loans
Most debtors with student loans find that they’re unable to discharge them in Chapter 7 or Chapter 13 bankruptcy. But the good news is that the Obama Administration is pushing for changes to how...
Changed Circumstances in Chapter 13 Bankruptcy
In the course of repaying your creditors in Chapter 13 bankruptcy, sometimes your circumstances drastically and permanently change. In fact, a change of circumstances is common in the three to five...
Harassed by Debt Collectors? Know your rights.
If you are late in paying a creditor, you’re probably going to receive a phone call, and, in cases where you are severely delinquent on payments, you’re probably going to receive lot of them. But...
Obama Student Loan Forgiveness: What You Should Know
As part of the Obama Administration’s education initiatives, new rules are in place that could radically change the way we repay student loans. Below are a few things you should know about...