Author Archives: Bethany Lape
Five Tips for Sticking To a Budget after Bankruptcy
For many of us creating and committing to a budget can feel like a daunting task. But it doesn’t have to be—there are a few tried and true tricks to sticking to a budget. [gallery size="large"...
Five Credit Myths Debunked
Credit and creditworthiness are important parts of modern society. Nonetheless, credit is often shrouded in mystery and burdened with a variety of myths. Let’s explore and debunk some of the most...
How Payday Loans Can Lead To Bankruptcy
Everyone has had the experience of being in a financial pinch—not enough money to pay your bills or offset some emergency, and your paycheck is a week or two away. You may have money saved in an...
Best Life Insurance Policies to Avoid Bankruptcy
Everyone needs life insurance, everyone – even if you have no children or other dependents. The grim reality is that death is expensive: the average funeral in America cost between $7,000 and...
Become a budget guru
Let’s be honest creating and sticking to a budget is difficult. We live in a world where spending has become easy – we can shop on our phones. Yet budgeting is an essential skill that allows...
How to apply for employment after bankruptcy
There is a lot of misinformation out there in regards to the effects bankruptcy can have on your life. Many mistakenly believe that filing bankruptcy will hinder their employment prospects. But the...
Could Post-Mortem Debts Cause Trouble For Your Adult Children?
In the United States, children don’t technically inherit their parents’ debts, but it’s still possible that post-mortem debts could cause problems for adult children. Let’s take a look at how...
How To Apply For A New Credit Card
Life after bankruptcy gets a lot easier when you know how to apply for credit and use it to rebuild your finances. That’s why it’s important that you’re informed and prepared. Let’s explore...
Seven Things you Should know about Credit Monitoring
In today’s complex financial world, everyone needs a little extra assurance that their credit rating and reputation are secure. That’s why credit monitoring has become an important part of many...
Five Tips For Negotiating Medical Debts With Providers To Avoid Bankruptcy
Medical debt is one of the most common reasons people file bankruptcy. But there a few things you can do to stop your medical debt from spiraling out of control and making you insolvent....