Author Archives: Bethany Lape
I Can’t Afford To File Bankruptcy, Now What?
It may seem obvious to state that if you are considering bankruptcy you are dealing with financial hardship and overwhelming debt. But what happens when your finances are so bad that you feel you...
How Does Receiving An Inheritance Impact My Bankruptcy?
If you receive an inheritance during or after bankruptcy, its impact on your case will vary depending on the circumstances and time. Let’s take a closer look at how inheriting assets (cash,...
How Long Does It Take To Get A Chapter 7 Bankruptcy Discharge?
If you’re filing for Chapter 7 bankruptcy, you can expect the process to take anywhere from three to six months depending on the complexity of your case. But there are a lot of little deadlines in...
Avoid the Dangers of Living Paycheck to Paycheck
Times are hard and living paycheck to paycheck can make them even more precarious. Providing yourself some financial cushion not only provides peace of mind but also may save you from having to file...
Credit Repair Offers: The Good, the Bad, and the Ugly
If you are struggling to pay your bills, you’ve probably received more than one credit repair offer. They sound incredibly enticing with offers such as “Increase your FICO score” and...
The Secret to Living Well Without Credit Cards
So, you’ve done it, you survived your bankruptcy and you’re ready to get a fresh financial start. But how do you survive and thrive without credit cards? Let’s take a look at the secret to...
Four Ways Late Payments Impact Your Credit
Paying your bills on time is critical to keeping a good interest rate and maintaining an acceptable FICO score. But what happens to your credit when you pay late? Below are four ways late payments...
What Happens If I Get Married While In Chapter 13 Bankruptcy?
Getting married while in Chapter 13 bankruptcy may impact your case, but that depends on a few factors. Let’s take a look at how getting married could affect your Chapter 13 bankruptcy for the...
How to Resolve Money Disputes With an Estranged Spouse before Bankruptcy
Money often becomes an issue for couples filing for divorce, but how do you use your divorce agreement as protection from a spouse who files bankruptcy? Let’s take a look at how an ex-spouse’s...
Who Files Bankruptcy?
Nearly 1 million people filed for bankruptcy in 2014. People who file bankruptcy come from a wide variety of backgrounds and represent a cross section of this country. [gallery size="large"...